How is my payment info used?

Short version: Vector61 never stores your card or bank account number. Payments run through Stripe, the same processor behind millions of businesses.

What we store

• •Only the last four digits and the bank or card brand — enough to show "Visa ending 4242" in your profile.
• •The full number, expiry, and credentials live with Stripe, entered on Stripe's own secure page.

When you're charged

• •Flights billed through the app are charged before you fly and settled from the actual Hobbs time at close-out — cancel and you're refunded.
• •The total you're shown before confirming includes card processing, itemised — never a surprise.
• •Paying from your bank takes that amount off, so you pay the flight and nothing else. Available when you book at least 5 days ahead, since bank transfers take a few days to clear.
• •Vector61 adds no fee of its own to what you pay — card processing is passed through at cost, and every card is treated the same.

Lessons settled privately

If your instructor prefers cash, check, or Venmo, that's between you and them — the app just keeps the record. Full details live in our Terms of Service (section 8).